A big part of how to become a smart investor is to invest with a goal. Setting a goal helps you stick to your plan and decide how to invest your income. The goal you set should be attainable. It should be specific, such as how much money you want to accumulate by a specific date. You may also want to consider investing in futures, commodities, or cash, which are less risky than stocks. Keeping these goals in mind can help you create a diversified portfolio. Investing should not be a risky endeavor. However,